JUDY CALLED IN ON 1/21 AND 1/22.  SHE SAYS THAT JEREMY JUST REALLY KNOWS HIS STUFF.  HE HAS SAVED HER SO MUCH GRIEF.  HE IS SMART AND GOOD AT WHAT HE DOES. HE TOOK THE TIME TO EXPLAIN THINGS. HE IS TOP NOTCH. HE IS A GENIUS. SHE PLANS ON SENDING HIM A PRESENT IN THE MAIL.